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Making Credit Invisibles visible.
Around 5 million people are tagged as “credit invisible” in the UK’s financial system due to having little or no financial data as structured by the system, which does not recognise informal transactions.
We believe that whether it is borrowing from or lending to a friend, saving in a money cycle, paying board money or rent, it should count towards your credibility.
This is why we are tracking and reporting informal financial transactions and making them into credit profiles.
Introducing the Credit Visibility Score
— Powered by You
Our AI-powered credit visibility score tracks your informal transactions using data from your bank account to determine your creditworthiness.
It Starts With Your Phone Contacts
BucksTrybe has a P2P marketplace where you can lend or borrow from people you know and trust — your phone contacts. Every responsible action you take is tracked, validated and reported. The more transactions we track, the more visible you become.
No loan sharks
No debt traps
Just you and your contacts
Your Everyday Financial Habits Become Your Credit History
Paying rent or board money?
We track and transform it into credit profiles.
In a money cycle?
We verify your savings and report your consistency.
Getting loan refunds or supporting a friend?
We record and report this.
It is time your community-driven and practical financial habits impact your credibility.
Introducing the Credit Visibility Score
— Powered by You
Our AI-powered credit visibility score tracks your informal transactions using data from your bank account to determine your creditworthiness.
It Starts With Your Phone Contacts
BucksTrybe has a P2P marketplace where you can lend or borrow from people you know and trust — your phone contacts. Every responsible action you take is tracked, validated and reported. The more transactions we track, the more visible you become.
No loan sharks
No debt traps
Just you and your contacts
Your Everyday Financial Habits Become Your Credit History
Paying rent or board money?
We track and transform it into credit profiles.
In a money cycle?
We verify your savings and report your consistency.
Getting loan refunds or supporting a friend?
We record and report this.
It is time your community-driven and practical financial habits impact your credibility.
Our Offerings
Informal Transaction Recognition
We recognise and validate financial transactions, transforming them into credit profiles and reports.
Secure Open Banking Integration
Your financial data is handled with utmost security, ensuring your privacy and peace of mind.
Credit Visibility
Our AI-powered credit visibility score increases your visibility to lenders, starting with your family, friends and community.
Credit Score Monitoring
With our app, you track your credit-building progress.
How It Works
1
Sign Up
Create your BucksTrybe account in a few steps.
2
Connect Your Bank
Securely link your bank account(s) through open banking to allow us to identify and validate your informal transactions.
3
Track your informal transactions and regular payments
Your informal transactions all count toward your credit profiling and reporting.
4
Build Credit (AI-Powered - credit visibility score)
Watch your everyday financial transactions contribute to your credit profile, opening doors to new opportunities.
5
Get Visible to lenders
Be visible to lenders, starting with your friends and family via your phone contacts.
Join a Movement
Watch your everyday financial transactions contribute to your credit profile, opening doors to new opportunities.
