<span data-metadata=""><span data-buffer="">Our Services
<span data-metadata=""><span data-buffer="">Communal Savings
Where short-term savings does not end long-term relationships.
This is designed for communities, associations, clubs, and societies to achieve a shared goal. It provides each participant with a voice and influence over the contributed funds via our mandate feature and real-time information.
<span data-metadata=""><span data-buffer="">Ajo Contribution<span data-metadata="">
Where traditional credit and saving cycles meet digitalization.
This is a modernized adaptation of the conventional credit and savings cycle. Ajo contributions can be created and managed like WhatsApp group. Slot Management, Contribution Schedules and Payouts are digitally and transparently managed on the App.
Contribution Score
Where contribution behaviors are recorded.
This is an alternative credit rating system that measures users’ credibility and credit history using your contribution behavior and timeliness within a group. This helps others gauge your commitment to saving in a group and your likelihood of refunding a loan if given one.
Our Customers' Love Letter To Us
BucksTrybe is a neutral savings platform where transparency and accountability in group savings is a default.
Empowering Financial Visibility and Access
At BucksTrybe, we believe in financial inclusion for all.
Our innovative platform transforms informal financial transactions, such as board money payments, rotational savings, rent and peer-to-peer lending, into formal credit profiles. By leveraging open banking solutions, we validate these transactions, create credit profiles, and offer deposit-secured credit cards helping our customers build and access credit. Our mission is to make young adults and immigrants, often invisible to traditional credit systems, visible and creditworthy.
The Challenge
Traditional credit scoring systems often overlook millions of individuals who rely on informal financial practices. Young adults living with their parents, immigrants, and other underserved communities face significant barriers when trying to access credit. This exclusion limits their financial opportunities and hinders their economic progress.
Our Solution
Why Choose BucksTrybe?
Innovative Credit Building
BucksTrybe revolutionizes the way you build credit by transforming your informal financial transactions—like board money, rotational savings and credit schemes (ROSCAs), rent and peer-to-peer lending—into reportable credit data. This unique approach allows you build your credit profile easily at less cost from financial transactions previously overlooked.
Increase Credit Visibility
By validating and reporting your informal transactions through open banking, BucksTrybe enhances your financial visibility. This means your responsible financial behavior is recognized by credit reference agencies, improving your chances of being approved for loans, credit cards, and other financial products.
Community-Based Financial Solutions
Leverage the power of community-driven financial practices. BucksTrybe supports and validates your participation in ROSCAs and peer-to-peer lending, helping you build a strong support network while improving your financial standing.
Secure and Transparent
Your financial data is safe with BucksTrybe. We use open banking technology to ensure all transactions are secure and transparent, giving you peace of mind that your information is handled with the utmost care.